Money Market Accounts

Designed to serve you with all the banking services and features you expect, plus the interest rate you deserve.

• Tiered rates to maximize your earnings according to your balance
• Free online banking, eStatements, and FBBmobile banking app with mobile deposit 1
• Easy access to funds using free online transfers, checks, or debit card

• Interest Rate - Up to 0.11% APY*
• Minimum Initial Deposit - $100
• Transaction Limitations - Six (6) withdrawals per month/cycle 2
• Monthly Account Fee - None 3

• Interest Rate - Up to 2.50% APY*
• Minimum Initial Deposit - $25,000
• Transaction Limitations - Six (6) withdrawals per month/cycle 2
• Monthly Account Fee - $10 (may be waived)
  • Maintain a $10,000 minimum average daily balance to avoid the monthly account fee 3
  Internal Cash Sweep® [ICS] 4 High-yield MMAs with FDIC-insurance coverage up to $100 million
  • Interest Rate - Up to 2.50% APY*
  • Minimum Deposit - $250,000
  • Transaction Limitations - Six (6) withdrawals per month/cycle 2
  • Monthly Account Fee - None 3

  Additional MMA Features:

  • Free checkbook and debit card upon request 5
  • All MMAs are FDIC-insured up to $250,000 per depositor
  • Full FDIC insurance for deposits up to $100 million with ICS 4
  Contact a Representative Today
  • [email protected]
  • 800.492.3276
  Learn more about the everyday card for Farm Bureau ® members Start earning rewards now! 1

  As low as 18.24% APR*

  1 See Terms & Conditions for details.

  Frequently Asked Questions [FAQs] How do I make a deposit to my Farm Bureau Bank account?

  Check deposits can be made either by mail or using your mobile device with the FBBmobile app. You may also transfer funds to your account electronically from another bank (via ACH or wire transfer) or directly deposit your paycheck (contact your employer for more info).

  Mail Deposits

  To make a deposit by mail, send the check and deposit slip to:

  • Farm Bureau Bank
    PO Box 33427
    San Antonio, TX 78265-3427

  Make sure all checks are properly endorsed and include your account number on the back of the check under your endorsement.

  Mobile Deposits

  To make a mobile deposit:

  1. Sign the back of the check and include the following above or below your endorsement:
     • For mobile deposit at Farm Bureau Bank
  2. Log in to FBBmobile on your mobile device.
     • Go to Menu.
     • Go to Transactions.
     • Go to Deposit Check.
     • Select the Account.
     • Enter the amount.
     • Click Save.
  3. Capture front and back image of the check with your phone's camera.
  4. Submitdeposit.
  How do I order checks for my checking or money market account?
  • You may contact us by phone, mail, email, or fax to request checks.
  • You can also re-order checks online by visiting https://ordermychecks.com and entering our routing number, your account number, and zip code.
  What is E-option?

  E-Option is a paperless statement option for checking and Money Market Accounts [MMAs]. It may earn a higher rate than a non E-Option account. If you select E-Option, you will not receive a paper statement. You will view your monthly statements electronically by logging into online banking.

  How do I elect E-Option?

  To elect E-Option, please contact us at 800.492.3276, Monday – Friday from 7am – 7pm CT or email us at [email protected] .

  Farm Bureau Bank is a full-service financial institution offering personal and business solutions to Farm Bureau members across the United States.

  Disclosures:
  

  1 Must be enrolled in online/mobile banking.

  2 Savings and Money Market Accounts [MMA] are limited to six (6) withdrawals per statement cycle. For transactions exceeding this limit, excessive withdrawal penalty fees may apply according to current fee schedule.

  3 See Deposit Fee Schedule for detailed fee information. Fees may reduce earnings on the account.

  4 Now part of IntraFi℠ Network Deposits℠ (DDA-MMDA Option). Network Deposits℠ and ICS are registered service marks of IntraFi Network LLC. Placement of funds through the IntraFi℠ Network Deposits℠ service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement [DPA]. Limits apply, and customer eligibility criteria may apply.

  5 First order of MMA checks may be free upon request.

  Fees could reduce earnings on deposit accounts.

  The Annual Percentage Yield [APY] and interest rate on tiered rate accounts will change based on the account balance, as indicated by the tiers on the Rate page. If the balance increases or decreases into a different tier, the new rate yield and rate will take effect the date the balance changes and applies to the entire balance of the account.

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  Farm Bureau, FB, and the FB National Logo are registered service marks owned by and used by Farm Bureau Bank FSB under license from the American Farm Bureau Federation. Farm Bureau Bank FSB is a service-to-member institution which provides banking services including checking accounts, savings accounts, mortgages, credit cards, business loans and much more to Farm Bureau members and others in participating states. NMLS ID 2214437; visit NMLS Consumer Access for details.

  *Rates disclosed as Annual Percentage Rate [APR] and; Annual Percentage Yield [APY] and may change at the bank's discretion.

  Routing Number: 121281892

  

  © Copyright 2024 Farm Bureau Bank
  Farm Bureau Bank FSB

  Farm Bureau Bank is an Equal Opportunity Employer.

  

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